The CEF is using this term to clarify that now customers, besides being evaluated in SIRIC (credit risk assessment, which involves payment capacity, score, financial behavior) will also be taken into account the customer metric ie the relationship with CEF.

Therefore, today the concession will take place by measuring the risk and the relationship, so to speak, SIRIC will give us the guarantee that the client has a cash profile for the financing, in the proposed modality of financing, however the quota, the quantum of what will be granted will depend on the relationship that the client formally has with CEF.

Read more (in portuguese): To such a Metric of the 'Caixa Econômica'